Privacy Policy

Privacy Policy

Introduction

Welcome to https://black-horse-finance-refund.dreamdwellings.net (hereafter referred to as “Black Horse Finance Refund,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, use, and disclosure of data in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), and its equivalent laws in Colorado (CPA), Utah (UCPA), Connecticut (CTDPA), Virginia (VCDPA), South Africa (POPIA), and other applicable jurisdictions.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, products, or services accessed via links on our site. These entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This Privacy Policy guides your interactions with us in the following ways:

  • Using Our Services: When you sign up as an authorized user for our applications or services, we collect and process your personal data to provide you with access and functionality.
  • Website Visits: Every time you visit our websites linked to this policy, our systems log basic information about your device, browser, and interaction patterns.
  • Communications: We may reach out to you via various channels, including email, calls, or text messages, for marketing purposes, transactional updates, or customer support.

Personal Data Collection

We collect a range of personal data, categorized as follows:

  • Account Information: This includes your name, user credentials (username and password), and any other details required to set up and manage your account.
  • Payment Details: We process payment information when you make transactions through our platform, such as credit/debit card numbers, billing addresses, and payment history.
  • Financial Data: We may collect financial records or statements if you choose to upload them for specific services, ensuring data security and encryption at all times.
  • Purchase History: Records of your purchases, including transaction dates, amounts, and product details, help us provide personalized recommendations.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, mobile phone numbers, and advertising IDs, enable us to deliver targeted content and improve our services.
  • Location Data: With your consent, we may access your location data to provide location-based services or personalized offers.
  • Feedback and Reviews: We encourage user feedback and reviews, which include personal information if you choose to submit them.
  • Social Media Information: If you connect your social media accounts to our platform, we may collect data from these platforms in accordance with their privacy settings.
  • Product Interactions: Details about the products you view, search for, or purchase on our site are tracked to enhance your shopping experience and provide relevant product recommendations.

We obtain this data through direct user input, automated tracking technologies (such as cookies and device identifiers), and third-party service providers.

Cookies and Similar Technologies

We employ cookies and similar technologies to enhance your experience on our website and for analytics purposes:

  • Strictly Necessary Cookies: These ensure basic functionalities of our website, such as account login, session management, and security.
  • Preference Cookies: We use these to remember user preferences, language settings, and ad choices for personalized experiences.
  • Analytics Cookies: They help us understand how visitors engage with our site, providing insights to improve its performance and content.

You can control cookie usage through your browser settings, but please note that disabling certain cookies may impact your experience on our site.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If you are a parent or guardian and believe we have collected such data by mistake, please contact us at the details provided in this policy.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal data, including:

  • Access: You can request access to the personal information we hold about you, along with its purpose and recipients.
  • Rectification: If your data is inaccurate or incomplete, you have the right to ask for corrections.
  • Erasure (Right to be Forgotten): In certain circumstances, you can request the deletion of your data from our systems.
  • Restriction: You may limit or suppress the processing of your data for specific purposes.
  • Data Portability: We can provide your personal data in a structured format suitable for you to transfer to another service provider.
  • Objection: You have the right to object to the processing of your data for marketing, profiling, or other similar purposes.
  • Non-Discrimination: You cannot be discriminated against for refusing to provide personal information.

To exercise any of these rights, please contact our Data Privacy Team at:

  • Email: [email protected]
  • Mail: Black Horse Finance Refund, Data Privacy Team, [Address]

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. Any significant changes will be notified on our website, and revised policy versions will be posted here. We encourage you to review this page periodically for updates.

Contact Us

For any questions, concerns, or requests related to your privacy, data security, or this policy, please contact us:

  • Email: [email protected]
  • Postal Mail: Black Horse Finance Refund, Attn: Privacy Team, [Address]